Common questions
Useful questions deserve direct answers.
Straightforward context about volatility, storage, income, access, and the role gold may play across economic cycles.
01Is gold too unpredictable for a retirement strategy?
While gold can experience short-term price swings, its long-term trajectory has consistently trended upward. Over rolling 20-year periods, gold has never produced a negative real return, making it one of the most reliable stores of value across full economic cycles.
02Is storing physical gold expensive or risky?
Today's investors can store physical metals in fully insured, IRS-approved depositories with segregated vaulting. Annual storage costs are typically a fraction of one percent of asset value, and regular third-party audits provide an additional layer of accountability.
03Is gold a poor investment because it doesn't generate income?
Gold's purpose isn't yield—it's preservation. While stocks and bonds generate cash flow, they also carry counterparty and inflation risk. Gold exists outside the banking system and cannot be devalued by central bank policy, which is precisely why allocators use it as a portfolio anchor.
04Do you need significant wealth to invest in precious metals?
Fractional gold and silver products have made precious metals accessible at virtually every entry point. Many custodians allow allocations starting at modest minimums, meaning the barrier to participation is far lower than most people assume.
05Does gold only perform well during recessions?
Gold has posted positive annual returns in roughly 75% of years since 1971, including many periods of economic expansion. Its value proposition extends well beyond crisis hedging—it reflects long-term currency debasement, global demand trends, and finite supply fundamentals.
A question of your own?